The Process
From enquiry to packaged deal in hours
Four steps. Funding fully evidenced. KYC on every party. No back-and-forth.
1
Broker submits the deal
The broker completes the deal form on behalf of their client, or sends the client a secure link to fill in their own sections — documents, KYC and funding questionnaire.
2
Funding questionnaire
Client declares deposit structure or 100% funding need. All funding sources — director loans, third party loans, inter-company loans — trigger automatic KYC and evidence requests.
3
ID check link sent
An identity verification link via a regulated UK KYC provider is sent to every individual identified — directors, PSCs, third party lenders. All must verify before the deal is marked complete.
4
AI agent reviews & flags
Our compliance AI reads the funding structure, reviews open banking, checks Companies House and tells brokers exactly what is missing before lender submission.
Who It's For
Built for brokers. Loved by lenders.
For Brokers
Send your client a single link. BridgeReady guides them through the full funding questionnaire, collects every document, runs KYC on every party and tells you what's missing.
- ✓Funding questionnaire — deposit or 100% funding
- ✓Director loan, third party & inter-company KYC
- ✓Companies House auto-pulled for all entities
- ✓Open banking SOF review with AI flags
- ✓Lender messaging board built in
For Lenders
Every deal arrives with a complete funding structure evidenced. No more discovering undisclosed director loans at offer stage.
- ✓Funding structure fully declared and evidenced
- ✓KYC on all borrowing parties including lenders
- ✓Open banking SOF verified before submission
- ✓Companies House data pulled automatically
- ✓Direct broker messaging in platform
For Lenders
A better first look at every deal.
Your BDM team should be making lending decisions — not rebuilding the picture from scratch.
The BridgeReady filter
Before a deal reaches your portal, every party is identified, the funding structure is declared and the pack is reviewed for gaps. Outstanding items are visible, not hidden.
- ✓No monthly fee
- ✓No setup cost
- ✓No exclusivity requirement
- ✓Pay only when a deal completes
Founding lender offer
The first three lender partners receive a 0.5% completion fee during the introductory period — the first three months or first five completions, whichever comes first. The standard rate thereafter is 0.75%.
Request a lender conversation →Why lenders use BridgeReady
Less chasing. More lending decisions.
The missed director loan, the undeclared inter-company transfer, the CCJ discovered at valuation — these issues are expensive when they surface late. BridgeReady is designed to surface them at intake.
What arrives in your portal
A structured deal pack with the compliance groundwork already underway. Your BDM team gets a clearer first look and sees outstanding items rather than discovering them weeks into a case.
- ✓Identity checks on every director and PSC party
- ✓Source of funds verified through open banking
- ✓Credit checks across individuals and companies
- ✓Completeness score and exceptions flagged
- ✓Broker commentary and direct messaging
A simple commercial model
There is no monthly fee, no setup cost and no exclusivity requirement. BridgeReady is paid only when a deal completes through the platform.
0.5%
Introductory rate
First 3 months or 5 completions
First 3 months or 5 completions
0.75%
Standard rate
After the introductory period
After the introductory period
The introductory rate is available to the first three founding lender partners.
The lender experience
Keep your relationships. Improve the hand-off.
BridgeReady is a facilitation platform. Lenders retain their own underwriting decisions, existing broker relationships and control of the cases they choose to progress.
01
Receive a consistent pack
No more rebuilding the picture from a chain of emails and attachments.
02
See what is verified
KYC, funding evidence, credit checks and open items are visible in one place.
03
Make the call
Review the opportunity, communicate with the broker and issue indicative terms on your own process.
Good morning, James 👋
Thursday 9 April 2026 · Growth Plan · Phase 1 — Broker Portal · Black & White Finance + Somoho Finance active
New Leads
8
↑ 3 since yesterday
Active Deals
14
↑ 2 this week
Pipeline Value
£8.4M
↑ £1.2M this month
Completed MTD
3
£2.1M value
New Deal Packs — Awaiting Review
Borrower
Product · Type
Loan
LTV/GDV
Funding SOF
Pack Score
S. Patel Holdings Ltd
Ltd Company · Manchester
Commercial Purchase
£850,000
65%
! Dir loan + inter-co
72% — AI flags raised
T. Whitmore
Individual · Birmingham
Refurbishment
£320,000
72%
✓ Own funds OB verified
95% complete ✓
Greystone Developments
Ltd Company · London
Development Exit
£2,100,000
60%
! 3rd party loan pending
81% — action needed
K. Osei
Individual · Leeds
Auction Purchase
£185,000
70%
✓ Savings OB verified
88% complete ✓
REF: BR-2026-0847 · Submitted via BridgeReady client portal
S. Patel Holdings Ltd — Commercial Purchase, Manchester
£ Funding Structure — Declared by Borrower
Loan Required
£850,000
Property Value
£1,300,000
LTV
65.4%
Funding Type
Partial deposit + loan
Not seeking 100% funding
Total Deposit Required
£450,000
Purchase price minus bridging loan
Deposit Sources Declared
💼 Source 1: Director Loan — £250,000
… Evidence Pending
Sunita Patel (Director)
Director of borrowing company
… Not yet uploaded
… Not yet uploaded
AI AI Agent — Action Required:
Request from your client: (1) Signed director loan agreement showing amount, terms and repayment, (2) Sunita Patel personal bank statements showing origin of £250,000 — funds must be evidenced as genuinely hers, not further borrowed. (3) Confirm loan does not affect ability to service bridging interest.
BR Source 2: Inter-Company Loan — £150,000
! KYC Required
M&S Property Investments Ltd
08834291
Associated company (same PSC)
! Not uploaded
! Not uploaded
! Not uploaded
AI AI Agent — Critical: Inter-Company Loan
M&S Property Investments Ltd has been identified as a lending entity. You must obtain: (1) Certificate of Incorporation for M&S Property Investments Ltd, (2) Full list of directors — KYC required on ALL directors, (3) PSC register for M&S Property Investments Ltd, (4) Board resolution authorising the inter-company loan, (5) Signed inter-company loan agreement with terms, (6) Last 2 years accounts for M&S Property Investments Ltd to evidence funds available. This company also appears as a PSC of the borrowing entity — disclose full group structure to the lender.
BANK Source 3: Company Own Funds — £50,000
✓ Verified
Open banking — NatWest Business
£412,000 current balance ✓
90+ days in account ✓
Rental income + property sale ✓
Directors & PSC — Companies House: 12847563
Auto-retrieved from Companies House. KYC links sent via a regulated UK KYC provider.
Sunita Patel
Director · PSC (75%+) · Appointed 14 Mar 2019 · Also acting as director lender
Passport · Identity verification via a regulated UK KYC provider ✓
Utility bill · Identity verification via a regulated UK KYC provider ✓
Clear ✓
75%+ · PSC confirmed ✓
Raj Patel
Director · Appointed 02 Jan 2022 · Under 25% — not PSC
AI AI Agent: KYC link sent to Raj Patel via a regulated UK KYC provider on 09 Apr 09:15. Not yet completed. Chase your client to complete — all directors must pass KYC before lender submission.
M&S Property Investments Ltd
Corporate PSC · Also identified as inter-company loan provider
AI AI Agent — Corporate Entity: This company is both a PSC AND the source of an inter-company loan. Companies House search shows 2 directors: David Marsh and Sarah Moss. KYC links must be sent to both individuals. Additionally obtain: Certificate of Incorporation, full PSC register, and last accounts for M&S Property Investments Ltd.
Document Pack — 72% Complete
6 documents outstanding. Upload directly or request from client.
Borrower Company
DOCBank statements (3 months)
✓ UploadedDOCAsset & liability schedule
✓ UploadedDOCLast 2 years company accounts
✓ UploadedDOCSchedule of property portfolio
✓ UploadedDOCPurchase contract / heads of terms
… Pending
Funding — Director Loan (Sunita Patel)
DOCSigned director loan agreement
… Pending
DOCSunita Patel — personal bank statements (3 months)
… Pending
Funding — Inter-Company Loan (M&S Property Investments Ltd)
DOCCertificate of Incorporation — M&S Property Investments Ltd
! Required
DOCBoard resolution authorising loan
! Required
DOCInter-company loan agreement
! Required
DOCLast 2 years accounts — M&S Property Investments Ltd
! Required
ID Identity Verification — KYC Options
For each party, choose how to verify identity — electronic check via a regulated UK KYC provider, upload certified ID documents, or upload a credit report as supporting evidence.
Sunita Patel
Director · PSC (75%+) · Director lender
IDPassport — regulated UK KYC provider electronic verification
✓ Verified 09 Apr
PROPProof of address — utility bill
✓ Verified 09 Apr
DATACredit report — Creditsafe
✓ Score 742 — Excellent
Raj Patel
Director · Under 25% — not PSC
Choose verification method for Raj Patel:
Regulated UK KYC Link
Send electronic ID check link
Certified ID Upload
Upload certified copy of passport/licence
Credit Report
Upload Experian, Equifax or Creditsafe report
IDPassport or driving licence
… KYC link sent — awaiting
PROPProof of address
… Awaiting
DATACredit report (optional — supports application)
Not uploaded
AI AI Agent: If Raj Patel is unable to complete the regulated UK KYC provider link, you can upload a certified copy of his passport instead. A certified copy must be signed and dated by a solicitor, accountant, doctor or other professional who can confirm the copy is a true likeness. Upload the certified copy plus a utility bill or bank statement for proof of address. Note: a credit report does not replace ID verification but can be uploaded as supplementary evidence alongside certified ID.
David Marsh
Director of M&S Property Investments Ltd
Regulated UK KYC Link
Send electronic ID check link
Certified ID Upload
Upload certified copy of passport/licence
Credit Report
Upload Experian, Equifax or Creditsafe
IDPassport or driving licence
Not started
PROPProof of address
Not started
DATACredit report (recommended — company is lending £150k)
Not uploaded
Sarah Moss
Director of M&S Property Investments Ltd
Regulated UK KYC Link
Send electronic ID check link
Certified ID Upload
Upload certified copy of passport/licence
Credit Report
Upload Experian, Equifax or Creditsafe
IDPassport or driving licence
Not started
PROPProof of address
Not started
DATACredit report
Not uploaded
WORK Schedule of Works & Costings
Breakdown of planned refurbishment works with contractor quotes and costs. Required for all refurbishment and development bridging deals. Visible to lender.
PACK
Upload Schedule of Works
PDF, Excel or Word · Contractor quotes, specs, planning docs
£185,000
Total Works Cost
£162,500
Quoted to Date
£22,500
Contingency (12%)
7 months
Est. Programme
Work Item
Contractor
Quoted Cost
% Complete
Status
Open Banking — S. Patel Holdings Ltd
TrueLayer · NatWest Business · Last 90 days · Connected 09 Apr 08:44
£284k
Avg monthly turnover
£412k
Current balance
£450k
Deposit available
Transaction Analysis — Source of Funds
Regular rental income
£18,400/mo · 6 properties · 90-day consistent
Director loan credit — £250,000
14 Feb 2026 · From Sunita Patel personal account
Inter-company transfer — £150,000
02 Mar 2026 · From M&S Property Investments Ltd
Property sale proceeds — £186,000
28 Jan 2026 · Solicitor ref: CONVEY-2026-441
AI AI Agent — Open Banking Summary
Two non-standard credits identified: (1) Director loan £250k — corroborated by client's funding questionnaire. Obtain loan agreement and Sunita Patel's personal statements. (2) Inter-company transfer £150k from M&S Property Investments Ltd — corroborated by funding questionnaire. Full KYC on M&S Property Investments Ltd required before this can be treated as verified SOF. Own company funds (£50k) confirmed clean via 90-day seasoning. Rental income verified across 3 months. Property sale corroborated by solicitor reference.
CHAT Black & White Finance — Deal BR-2026-0847
JB
James B. (Broker)
Hi — submitting BR-2026-0847. Commercial purchase Manchester, 65% LTV. Deposit partly via director loan and inter-company loan. Working on those KYC docs now.
Today 09:22
BW
Black & White Finance
Thanks James. Interesting deal. We'll need the full KYC pack for M&S Property Investments Ltd before we can consider — corporate SOF needs to be clean. Also need Raj Patel's ID.
Today 10:45
JB
James B. (Broker)
Understood. Chasing all of the above today. KYC links sent to Raj Patel and the M&S directors. Loan agreements to follow.
Today 11:08
DATA Credit Reference Check — Powered by Creditsafe
Credit checks run on all parties at point of submission. Scores and CCJ data visible to both broker and lender.
Individual Checks
Sunita Patel
Director & PSC · DOB confirmed
742
Excellent
✓No CCJs registered against Sunita Patel
✓No insolvency or bankruptcy history
Raj Patel
Director · KYC pending — limited check run
581
Fair
!
1 CCJ found — £3,200 · Registered 14 Aug 2021Claimant: HSBC Bank plc · County Court · Status: Satisfied 09 Jan 2022
✓No insolvency or bankruptcy history
AI AI Agent: Raj Patel has a satisfied CCJ from 2021 for £3,200. As it is satisfied and over 3 years old most bridging lenders will accept this. However you should disclose this proactively to the lender — do not let them discover it independently. Note this in your broker commentary.
Company Checks
S. Patel Holdings Ltd
Borrowing entity · Co. No. 12847563
68/100
Low Risk
✓No CCJs registered against company
✓Accounts filed on time · No late filing history
✓No winding-up petitions or insolvency events
M&S Property Investments Ltd
Inter-company loan provider · Co. No. 08834291
44/100
Medium Risk
!
1 CCJ found — £8,750 · Registered 03 Mar 2023Claimant: Lloyds Commercial Finance · Status: Unsatisfied
AI AI Agent — Flag: M&S Property Investments Ltd has an unsatisfied CCJ for £8,750. This is significant as this company is also providing a £150k inter-company loan. Lenders may query whether this company has sufficient liquidity to lend given the outstanding judgment. Disclose to lender and obtain explanation from your client.
SCANCredit data provided by Creditsafe · Companies House · Registry Trust · Refreshed on submission
NOTE Broker Commentary & Deal Assessment
This section is completed by you, the broker. It is visible to lenders alongside the deal pack. Use it to explain any negative factors, provide context and demonstrate your knowledge of the deal.
Overall deal RAG status
🟢 Green — Strong deal
🟡 Amber — Proceed with notes
🔴 Red — Known issues
Known negative factors
Raj Patel — satisfied CCJ £3,200 (Aug 2021, satisfied Jan 2022)
LowM&S Property Investments Ltd — unsatisfied CCJ £8,750 (Mar 2023)
Medium✓ Sunita Patel — clean credit, 3–10 deals experience, strong track record
✓ Borrowing company — no CCJs, accounts filed on time
Add a factor
Broker narrative (visible to lender)
Security offered by client
Primary security — 14 Victoria Industrial Estate, Manchester M4 5JL
Commercial property being purchased · Value £1,300,000 · First charge
Additional security — 22 Bridge Street, Manchester M1 2JH
Owned outright by S. Patel Holdings Ltd · Estimated value £480,000 · Second charge offered
PROP Exit Strategy Detail
Sale of refurbished commercial unit
£1,600,000 — £1,750,000
7–9 months (within term)
£1,650,000 post-refurb (indicative)
Refinance to commercial investment mortgage
TMW or Aldermore (indicative)
✓ Dual exit strategy in place. Primary exit (sale) has agent support. Secondary exit (refinance) is viable at 65% LTV based on post-refurb value.
LOG Deal Activity Log — BR-2026-0847
Full timestamped record of all activity. Exportable as PDF for your compliance file.
Deal submitted via client portal
Today 09:14
S. Patel Holdings Ltd submitted deal BR-2026-0847 via the BridgeReady client portal. Deal type: Commercial Purchase. Loan: £850,000.
Sunita Patel — KYC passed
Today 09:16
Identity verification via a regulated UK KYC provider. Passport confirmed. Address verified. Sanctions check clear. PSC status confirmed 75%+.
Open banking connected
Today 09:18
NatWest Business account connected via TrueLayer. 90-day transaction history retrieved and analysed.
Companies House data pulled
Today 09:18
S. Patel Holdings Ltd (12847563) and M&S Property Investments Ltd (08834291) retrieved. 2 directors identified at M&S: David Marsh, Sarah Moss.
AI agent flags raised
Today 09:18
5 items flagged: Raj Patel KYC pending, M&S Property KYC required, director loan evidence needed, purchase contract missing, inter-company loan docs required.
Creditsafe credit check run
Today 09:19
Individual and company checks completed. Raj Patel: satisfied CCJ £3,200 (2021). M&S Property Investments Ltd: unsatisfied CCJ £8,750 (2023).
KYC link sent — Raj Patel
Today 09:22
Identity verification link via a regulated UK KYC provider sent to [email protected]. Not yet completed.
Deal submitted to Black & White Finance
Today 09:24
Broker James B. submitted deal to Black & White Finance via messaging board. 5 AI flags noted as in progress.
Lender viewed deal pack
Today 10:40
Black & White Finance accessed deal BR-2026-0847 on the BridgeReady lender portal.
Lender message received
Today 10:45
Black & White Finance: 'Need full KYC on M&S Property Investments Ltd and Raj Patel before we can consider issuing terms.'
Broker reply sent
Today 11:08
James B. replied: 'Chasing all docs today. KYC links sent to M&S directors. Will update shortly.'
SIGN Terms of Business — Client Engagement
Upload your firm's Terms of Business and send to the client for signature. Supports DocuSign, manual e-signature or wet signature return.
DOC Your TOB Document
DOC
JB_Mortgage_Brokers_TOB_2026.pdf
Uploaded 01 Jan 2026 · 2 pages
Send TOB to client
Signature method
DocuSign
Email — return signed
Print & wet sign
i DocuSign selected. The client will receive an email with a secure link to review and sign your TOB digitally. You will be notified when signed. The signed document is stored against this deal automatically.
TOB Status
Sunita Patel
✓ Signed via DocuSign — Today 09:20
Black & White Finance — Deal Pipeline
BridgeReady Lender Portal · Thursday 9 April 2026
New Deals Today
5
↑ 2 from yesterday
Fully KYC Clean
2
Ready to offer
Pipeline Value
£5.9M
This week
Avg Pack Score
84%
Platform avg
Incoming Deals — AI Pre-Verified · Funding Structure Declared
BR-2026-0847
S. Patel Holdings Ltd
Commercial Purchase · Manchester · Ltd Co
! Dir loan + inter-co loan SOF — KYC in progress
72% complete
BR-2026-0851
T. Whitmore
Refurbishment · Birmingham · Individual
✓ Own funds · Open banking verified · All KYC clean
95% complete
BR-2026-0855
Greystone Developments Ltd
Development Finance · Ground-Up · London · Ltd Co
! GDV report pending · QS report required · KYC in progress
81% complete
BR-2026-0858
Meridian Assets Ltd
Chain Break · Bristol · Ltd Co
✓ Second charge commercial · First lender consent obtained · KYC clean
91% complete
Submit Your Bridging Enquiry
Complete in under 10 minutes. Matched with the right broker same day.
✓
Deal✓
Property3
Funding4
Documents5
Identity6
DoneAbout your client's deal
Complete this on behalf of your client, or send them a secure link to fill in their own details.
What type of finance does your client need?
Bridging Loan
Short-term secured finance
Development Finance
Ground-up, heavy refurb, conversion
Second Charge Commercial
Capital raise against existing asset
Bridging loan type
Commercial Purchase
Refurbishment
Development Exit Bridge
Auction Purchase
Chain Break
Other Bridge
PROP Security Being Offered
Property Details
Tell us about the security property.
£ Funding & Source of Funds
This is one of the most important parts of your application. Lenders need to understand exactly where your deposit is coming from. Please answer honestly — incomplete information causes delays.
BANK Are you putting in a deposit, or do you need 100% funding?
100% funding is available in some cases but requires additional security. Select one:
I have a deposit
I'm contributing funds toward the purchase
I need 100% funding
I have additional security to offer
AI AI Agent Note — 100% Funding: 100% bridging is available but you must declare what additional security you are offering (e.g. a cross-charge on another property, a debenture over your business). Please describe this below and upload evidence. Note: lenders will scrutinise this heavily.
PACK Where is your deposit coming from?
Select all sources that apply. Each source will require specific evidence.
Own funds / savings
In your personal or company bank account
Director loan into company
A director is lending money to the borrowing entity
Inter-company loan
Another company is lending money
Third party loan
A person outside the company is lending
Sale of an asset
Property, shares, business sale proceeds
Gift
Funds gifted from a family member or associate
BANK Own Funds
AI AI Agent: We will verify these funds via open banking. Funds must have been in your account for 90+ days. Any large recent credits will be flagged and must be explained.
Director Loan Details
AI AI Agent — Director Loan: A KYC check will be run on Sunita Patel as a lending party (in addition to her existing director KYC). You must provide: (1) A signed director loan agreement showing the amount, interest rate (if any) and repayment terms, (2) Sunita Patel's personal bank statements for the last 3 months showing the origin of these funds. The lender needs to see the money is genuinely hers and not further borrowed.
Inter-Company Loan Details
AI AI Agent — Inter-Company Loan: Full KYC Required Because a separate company is providing funds, the following are required before this loan can be accepted as a valid SOF: (1) Certificate of Incorporation for M&S Property Investments Ltd, (2) Full list of directors — we will pull from Companies House and send KYC links to ALL directors, (3) PSC register for the lending company, (4) Board resolution from M&S Property Investments Ltd authorising this loan, (5) Signed inter-company loan agreement with full terms, (6) Last 2 years' accounts for M&S Property Investments Ltd to show funds are available. KYC links will be sent to all identified directors automatically once you submit.
BR Third Party Loan Details
Person lending the funds
AI AI Agent — Third Party Loan: A full KYC check will be run on this individual as a lending party. You must provide: (1) Signed loan agreement between them and the borrower, (2) Their bank statements (3 months) showing origin of funds, (3) Confirmation of whether this is repayable — if so, does the repayment affect your ability to service the bridging loan? (4) If this individual is also a gift-giver, a gifted deposit letter is required. KYC link will be sent to them directly.
PROP Asset Sale Proceeds
AI AI Agent: Upload your solicitor's completion statement or contract note. We will cross-reference this with your open banking data. This is one of the cleanest forms of SOF for lenders.
🎁 Gift Details
AI AI Agent — Gift: Gifts to limited companies are unusual and will be scrutinised heavily by lenders. You must provide: (1) A signed gifted deposit letter confirming it is non-repayable, (2) KYC on the donor — we will send them a regulated UK KYC provider link, (3) The donor's bank statements showing origin of funds. Note: some lenders will not accept gifted deposits to corporate borrowers. Your broker will advise.
Upload Documents
Based on your funding declaration, here are the documents required.
DOC
Drag & drop files here
PDF, JPG, PNG · up to 25MB per file
Deal Documents
DOCBank statements (3 months)
✓ UploadedDOCAsset & liability schedule
✓ UploadedDOCLast 2 years company accounts
✓ UploadedDOCPurchase contract / heads of terms
… PendingDirector Loan — Sunita Patel
DOCSigned director loan agreement
… PendingDOCSunita Patel personal bank statements (3 months)
… PendingInter-Company Loan — M&S Property Investments Ltd
DOCCertificate of Incorporation
! RequiredDOCBoard resolution authorising loan
! RequiredDOCSigned inter-company loan agreement
! RequiredDOCLast 2 years accounts — M&S Property Investments Ltd
! Required🔒
Verify Own Funds via Open Banking
Connect your company bank account to instantly verify your own funds contribution. Faster than uploading statements.
🛡️
Identity Verification
Based on your funding declaration, the following people need to complete identity checks.
KYC Required — All Parties
ID
✓ KYC CompleteSunita Patel
Director · PSC · Director lender
ID
Raj Patel
Director
BR
! KYC requiredM&S Property Investments Ltd
Inter-company loan provider · Corporate PSC
ID
David Marsh
Director of M&S Property Investments Ltd
ID
Sarah Moss
Director of M&S Property Investments Ltd
AI AI Agent: Identity verification links are sent via a regulated UK KYC provider to each person's email or mobile. Each person completes their own check in under 2 minutes. You will be notified when each check is complete. You will be notified when each check is complete. You can submit to a lender at any time — outstanding items are noted on the pack so the lender can see what is in progress.
✓ Review & Refer Services
Almost done. You can refer your client to panel solicitors, valuers and insurance providers before submitting — BridgeReady receives a referral fee from panel members which is disclosed to the client.
i Phase 1 — Broker Subscription Platform
In Phase 1 the platform fee is your monthly broker subscription. The £199 client deal packaging fee activates in Phase 2 when direct client submissions open. For now you submit on behalf of your clients as part of your subscription.
Refer Your Client to Panel Partners
Save your client time by arranging these through BridgeReady. Referral fee paid by panel partner to BridgeReady — disclosed to your client.
⚖️
Bridging Solicitor — Panel Referral
We introduce you to a specialist bridging solicitor. They will contact you within 4 hours.
Panel solicitors: Blacks Solicitors · Hillyer McKeown · JMW Solicitors · Fixed fee quotes available · BridgeReady receives a referral fee which is disclosed to you
PROP
RICS Valuation — Panel Instruction
Instruct a RICS-qualified valuer from our panel. Report delivered within 5 working days typically.
Panel valuers: e.surv · Countrywide Surveying · William H Brown Valuations · BridgeReady receives a referral fee which is disclosed to you
🛡️
Buildings Insurance — Panel Referral
Your lender will require buildings insurance on the security property. Arrange it now.
Panel insurers: Aviva Commercial · Allianz Property · Simply Business · BridgeReady receives a referral fee which is disclosed to you
Order Summary
BridgeReady deal packaging fee£199.00
Optional services (if selected above)TBC
Total due today£199.00
Secure payment via Stripe. Your deal is submitted immediately on payment.
🎉
Deal submitted successfully
Deal packaged and submitted to your selected lender(s). Outstanding items are flagged on the pack. The lender will be in touch via the messaging board.
Loan Amount
£850,000
LTV
65.4%
Pack Score
72%
Deposit declared
£450,000
Funding sources
3 (own + dir loan + inter-co)
Reference
BR-2026-0847
! Outstanding items: Raj Patel KYC · David Marsh KYC · Sarah Moss KYC · Director loan agreement · Inter-company loan docs. Your broker will chase these. Upload via your portal when ready.
£ Finance Cost Calculator
Bridging · Development Finance · Second Charge — instant cost illustration
Deal Inputs
Cost Illustration
Net Advance to Client
£787,550
Total Interest
£64,940
Arrangement Fee
£17,000
Exit Fee
£0
LTV
65.4%
Total Cost of Borrowing
£81,940
9.6% of loan amount
Monthly Breakdown
Months 1–9: Interest retained/rolled — no monthly payment
On redemption: Repay £850,000 + fees
On redemption: Repay £850,000 + fees
! This calculator provides an indicative illustration only. Actual costs depend on the lender's terms, valuation and credit assessment. Not financial advice.
PACK Client Chase Tracker
Outstanding actions across all your active deals — one-click reminders
Total Outstanding
14
KYC Pending
5
Docs Missing
6
OB Not Connected
3